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DAI Wallet

Self-custody for DAI, built for the desktop.

In April–May 2026 Binance, Coinbase and OKX auto-converted DAI balances to USDS and pulled DAI from trading. DAI itself was not shut down — it moved into DeFi and into wallets people hold themselves. This is a desktop wallet built for exactly that: keys on your machine, signing on your machine.

No account. No email. No custody. The wallet never sees your key.

Network

DAI Wallet ships with Ethereum mainnet and three L2 rollups. Fees on all four are paid in ETH, so there is one asset to keep topped up and one way to think about cost. You choose the network first — the wallet never switches chains behind your back.

  • Ethereum

    Mainnet — where DAI is issued and where the deepest liquidity sits.

  • Base

    OP-Stack rollup — cheap transfers, the same Ethereum address format.

  • Optimism

    OP Mainnet — a long-running rollup with years of production behind it.

  • Arbitrum One

    Arbitrum rollup — low fees, high throughput, ETH for gas.

Polygon PoS and Gnosis Chain also carry DAI, but their fees are paid in POL and xDAI rather than ETH — a different fee model. They are on the roadmap, not in this release.

Fee in ETH

Balance

Balances are shown per network and never merged into one flattering total. You always know which chain your DAI is actually on, and how much ETH is left for fees.

Send

Pick the network, choose an address or paste one, enter the amount. The address checksum is validated before you can continue, so a mistyped character stops the transfer instead of losing it.

Receive

Your address for the selected network, with a QR code and a copy button. The network is spelled out in full — receiving DAI on the wrong chain is the classic way to lose it.

Transaction preview

Every outgoing transfer stops on a confirmation step first: network, full recipient address, exact amount in DAI, estimated fee in ETH. Nothing touches the key until you approve it.

Address book

Save the addresses you use often, with a label and the network they belong to. Kept locally, in the same encrypted file as the rest of your wallet data.

History

Past transfers, rebuilt from the chain rather than from our servers — because there are no servers. Filter by network, export to CSV for your own bookkeeping.

100

DAI is designed to hold a value close to one US dollar, through over-collateralised vaults and protocol mechanisms. It is a design target — not a promise, not a guarantee, and not a bank deposit.

Download

Get the desktop build

SHA-256 checksums verify the build before you run it
  • DAI-Wallet-1.0.0.dmgPublished with the signed macOS release
  • DAI-Wallet-1.0.0.exePublished with the signed Windows release
  • DAI-Wallet-1.0.0.AppImagePublished with the signed Linux release

Install only builds whose SHA-256 hash matches the value published on daiwallet.org.

Context

DAI and USDS, plainly

In August 2024 MakerDAO rebranded to Sky and introduced USDS. DAI was not deprecated: Sky keeps an official converter that moves DAI ↔ USDS at 1:1 in both directions with no protocol fee — you still pay network gas. What changed in 2026 is the exchanges. Binance, Coinbase, OKX and others converted user DAI balances to USDS and delisted DAI pairs.

So DAI still exists, still moves, and is still redeemable — but it now lives on-chain and in wallets rather than on exchange order books. DAI Wallet does not convert anything for you and takes no position on which token you should hold. It holds DAI.

DAI logo and wordmark

Security

Non-custodial means no support desk can move your DAI. That is the whole point — and it is also the risk you accept.

Local keys

Your seed phrase and private keys are generated on the device and kept in an encrypted local file, protected by a passphrase you choose. Nothing is uploaded, and nothing is recoverable by us.

Signing on device

Transactions are built and signed locally; only the finished, signed payload is broadcast. The passphrase is required for every signature — no session that quietly stays unlocked.

You hold the backup

There is no account and no reset link. If the seed phrase is lost, the DAI is gone. Write it down on paper before you fund the wallet, and keep it where you would keep a key to a safe.

Open to inspection

The source is public and every published build has a SHA-256 checksum you can verify before you run it. Trusting a non-custodial wallet should not require trusting our word.

What is next

Short and honest. No savings module, no swaps, no token lists — none of that is on the list, and none of it is coming.

Shipped

The wallet itself

Balance, send, receive, transaction preview, address book and history on Ethereum, Base, Optimism and Arbitrum One.

In progress

Hardware wallet signing

Keep the key on a separate device, and keep the confirmation step in DAI Wallet where you can actually read it.

Next

Polygon PoS and Gnosis

Both carry DAI, but fees there are paid in POL and xDAI rather than ETH. The fee model and the confirmation step have to handle a second gas asset before either network can ship — so they wait until that is done properly.

FAQ

Questions people ask

Is DAI dead now that exchanges delisted it?

No. Sky continues to support DAI, the contracts are live, and the official converter moves DAI ↔ USDS 1:1 in both directions with no protocol fee — network gas still applies. What happened in April–May 2026 is that several large exchanges auto-converted DAI balances to USDS and removed DAI trading pairs. DAI moved off exchanges, not off-chain.

Is 1 DAI always worth 1 dollar?

No, and nobody can promise that. DAI is designed to hold a value close to one US dollar through over-collateralised vaults and protocol mechanisms such as the Peg Stability Module. It is a design target, not a guarantee, and DAI is not a bank deposit.

Which fees do I pay, and in what?

Network fees only, paid in the network's native asset — ETH on Ethereum, Base, Optimism and Arbitrum One. DAI Wallet charges nothing of its own, and shows the estimated cost before you approve a transfer.

Where are my keys stored?

In an encrypted file on your machine, protected by a passphrase you choose. They are generated locally, never transmitted, and cannot be recovered by anyone else — including us.

Why does the wallet talk about 18 decimals?

Because ERC-20 DAI has 18 decimals: one DAI is a billion billion of the smallest unit. The wallet rounds for display but keeps the exact integer underneath, and shows it wherever precision matters — such as on the confirmation step.

Can I hold USDS or other tokens in it?

Not in this release. DAI Wallet is a single-asset wallet: DAI, plus enough ETH to pay fees. If you want to convert to USDS, use Sky's official converter and hold the result in a wallet that supports it.